Insurance & Accounts

Toronto Private Hospital has agreements in place with major health insurance funds. Under these agreements, you’re not required to pay the portion of your account that’s covered by your health fund, as we’ll claim these benefits on your behalf.

We also accept patients from health funds with whom we don’t have agreements, but you will be required to pay an estimate of all expenses on, or prior to, admission.

Insurance Verification

For all patients, we undertake a health-fund check prior to admission. We can also provide an estimate of expenses you may incur during your hospital stay.

You may find your health fund does not fully cover your stay, and that an out-of-pocket balance may occur. Estimated out-of-pocket expenses are payable on admission.

Self-Insured Patients

Patients without private health insurance may choose to self-insure.

Estimates are available from our office staff for a variety of procedures and treatments.

Self-insured patients are required to pay the estimated hospital account at time of admission.

Department of Veterans' Affairs

Department of Veterans' Affairs (DVA) patients will have their account sent directly to the DVA for payment. See DVA for information about DVA services at Toronto Private hospital.

Workers Compensation

Workers Compensation patients need to make arrangements to have their claim approved prior to admission.

Other Charges

After you leave hospital, you may receive bills for other charges incurred during your stay that aren’t the responsibility of the hospital. They are therefore charged separately, and may include fees relating to:

  • Your treating doctor
  • Anaesthesia
  • Pathology
  • Radiology
  • Cardiology
  • Pharmacy
  • Allied health
  • Telephone calls to mobile, long distance (STD) and international (ISD) numbers. (Some funds cover local calls)